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Hi, Tony,

The comma before a relative word is perfect when the antecedent is well-defined. The clause that follows is thus called non-defining or non-restrictive. Therefore, your sentence:

@Tony C posted:

The date of unit redemption appears in your bank statement is 1 December 2020, which differs from the date shown in the trust unit register.

is correctly written with a comma.

Notice this case where a comma is not used because the clause (called restrictive) helps define the antecedent:

- The date which differs from the one in the trust unit register is the date of unit redemption appearing in your bank statement.

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